If it so happens that you cannot get even with debts, try a special ritual. You only need a key that has never been used in your home.
Go to the crossroads of two roads in the evening. If possible, choose small roads, no major highways. Put the key at the crossroads, and go around it three times counterclockwise with the words:
"Let everything return to its place. What is mine - will remain, what is not mine - will go away."
After that, turn in the opposite direction and go around the key three times clockwise with the words:
"Conscience isn't buy back, money is not binding. Let it be so!"
Carry the key with you until you pay off your debts. Then throw it into the water.